You can enroll any time before eligibility date. (Please allow 2 weeks from date of new hire to be sure your information is available in benefit portal).

You can enroll through our portal, my.tbx360.com/applied.

Default Login: Your SSN (Social Security Number) with no dashes

PIN: Last four of your SSN plus last two digits of your Birth Year. (For example, if you were born in 1970 & SSN was 123456789, then PIN is 678970.)

Make your elections carefully since changes in your enrollment can only be made during your initial eligibility period, Open Enrollment and within 31 days of a Qualified Life Event. The following is a list of Qualifying Life Events:

• Change in legal marital status
• Birth, legal adoption (or placement for adoption), legal guardianship, court or administrative order—addition of a child
• Dependent loses eligibility due to age
• A dependent’s change in eligibility (e.g., loss of health coverage outside of Applied Consultants) 
• A change in your spouse’s employment status affecting eligibility for coverage
• Death of a dependent
• Change in your employment status that affects eligibility for benefits
• Change of Residence (outside of coverage network)

If coverage is lost under Medicaid or a State Children’s Health Insurance Program (S-Chip) or if you, your spouse/domestic partner, or eligible dependent child becomes eligible for state-provided premium assistance, you must make a change to your coverage within 60 days of the qualified life event.

If you are still within 30 days past effective date, enrollment is possible. Please contact Applied's Benefit Coordinator to enroll you as portal will not allow elections by employee past effective date. Please note that original effective date will stand and any missed payroll deductions will be withheld the following payroll.

• Register with BCBSOK online & request copy/replacement.
• Text **BCBSOKAPP to 33633 to get the App.
  Instructional Flyer available here

• Register with BCBSOK online & request copy/replacement.
• Text **BCBSOKAPP to 33633 to get the App.
  The instructional Flyer is available here
  or
• Fill out the Online Request Form and receive your dental card via email.

• Register with EyeMed online & request copy/replacement.
• Download the EyeMed App from App store.
  Instructional Flyer available here
• Fill out Online Request Form and receive vision card via email.

You will receive a COBRA information email from Applied's Benefit Dept at benefit termination. If you are aware of upcoming separation of employment & have urgent request, please reach out to This email address is being protected from spambots. You need JavaScript enabled to view it. or call our office, 903-643-0956.

Yes, you can participate in both plans. In this situation, Applied Consultants' plan will be your "primary" insurance policy and Medicare will be "secondary".

If you are a rehire and have already met the eligibility period, you may enroll immediately. Please contact Applied's Benefit Dept so that we may expedite the process.

Applied will match up to 4% of your taxable income (on a per payroll basis).

Please log into NWPS’ online portal to select your deferral (pre-tax &/or Roth). Please contact Applied’s Benefit Dept so that we may expedite your portal access.

No, you are fully invested from day 1.

The IRS has set the following limits for employee contributions to 401(k) plans. Your total limit depends on your age as of December 31, 2026:

If you earned more than $150,000 in FICA wages (typically Box 3 of your W-2) during the prior year (2025), the IRS requires that your Catch-up Contributions be made on a Roth (after-tax) basis. This "Roth-only" rule applies only to the catch-up portion (the $8,000 or $11,250). You can still choose to make your base $24,500 contribution on a pre-tax or Roth basis.

You can change or suspend deferrals at any time by logging onto the online portal. Please note that weekly changes are reported to Applied each Friday morning and will take effect on the following payroll.

• 1st time user login credential –
  User ID: your Social Security Number with no dashes
  Password: last four digits of your Social Security Number
  
  
• Forgotten Login –
  For your security, Applied does not have access to your login information. You will need to click the “Forgot User…” link on site.